NJ Driving Without Insurance Lawyer

In New Jersey, the penalties for driving with no insurance are greater than those for a first offense drunk driving or marijuana possession charge.

If you are convicted of driving without insurance you will automatically lose your license for one year; pay more than $1000 in fines, court costs, surcharges, and be sentenced to community service. It is important to get legal advice as soon as you are charged. 

Defense to a charge of operating without insurance

When thinking of a defense to a charge of driving without insurance your lawyer will consider questions such as the following:

• Was your motor vehicle insurance canceled without your knowledge, or because an agent failed to forward your payment?
• Were you driving a car owned by someone who was visiting New Jersey or had recently moved to the state?
• Were you ever notified of your policy being canceled?
• Did you think you were insured under a policy owned by another member of your household?
• “Operation” is defined differently for an insurance issue than in a case involving drunk driving or driving under the influence of drugs. Were you truly operating the uninsured vehicle?
• Will the court amend the charges to “failure to exhibit documents” if you have a valid insurance card by the time you go to court?

If you have been charged with driving without insurance, you can only make a well-informed decision about how to proceed after discussing your case with an attorney with the appropriate experience. If you would like to speak with a traffic lawyer from our firm, Contact us here